You must have the correct documentation to secure your claim. Insurance claim agents must provide evidence to get the green light for settlement. The more complete the documents you provide, the more likely you are to get a fair and prompt settlement. You will not receive any payment from the insurance company if you cannot substantiate a claim with the appropriate documents.
Auto accident attorneys can help you put together all the necessary documents for you. In addition, they will prepare a claim package to send to insurance companies and negotiate a settlement on your behalf. MG Law has the best injuries in a semi-trailer accident to process your case and ensure you get your compensation quickly.
In this blog post, we’ll go over some of the essential documents you need to prepare a lawsuit case for a personal injury claim.
Here are the types of documents you need to keep and submit for each damage category:
Medical records and invoices
You will need your bills and copies of your medical records to receive compensation for your medical expenses. Be sure to request all medical records from the diagnosis and treatment of your injuries, including diagnostic images such as MRIs and X-rays. You’ll also need to keep track of personal expenses, such as prescriptions and round-trip transportation to appointments.
Your medical records will establish your injuries and identify their cause in most situations. This is crucial because you need documents not only to show that you were injured but that you were injured in the car accident as well. It’s common for insurance companies to claim that your injuries were caused by something other than the accident, so your documents must prove otherwise.
Obtaining medical records from hospitals and major medical providers can take a few weeks or even months. Often times, you will need to review your billing records or services and then wait for your request to be processed. With small hospitals, chiropractors, or physiotherapists, you can just call and ask them to send you all of your accident related medical records and statements.
If your auto accident injuries require you to take time off work, whether for treatment or a recovery period, you may be able to receive compensation for the wages you would have earned. As with medical bills, you will need to submit documents to support any claims you make for lost wages.
Try to get a letter from your doctor outlining your injuries, the treatment you received, and the recovery process you need to heal. You should also explain why your injuries prevented you from working, as well as a recommendation on the length of your absence.
Letter from your employer
If you are an employee, you should also send a letter from your employer (on company letterhead, if possible), confirming that you missed work. The letter should include your name, your job title, the days or hours you missed, your rate of pay and the number of hours you work in each pay period.
Journal of Pain and Suffering
Damages for pain and suffering are a big part of your claim. The physical and emotional pain you experience and its effects on your quality of life may entitle you to substantial compensation. You need to carefully document what you are going through to ensure that you are fairly reimbursed for your pain and suffering. Consider keeping a journal in which you describe the progress of your injury.
If you have been involved in a car accident, you need the help of a car accident lawyer who will represent you and advise you on the appropriate action to take. They will also help you understand the required documentation.