Pretzel Co. franchisor loses bid for injury claims coverage

By Ganesh Setty (August 5, 2022, 3:09 p.m. EDT) – Franchisor of a Philadelphia-based pretzel chain cannot be covered in an underlying personal injury lawsuit under an insurance policy franchisee issued by Twin City Fire Insurance Co., a Pennsylvania federal judge ruled, finding that the policy’s additional insured coverage was not triggered.

U.S. District Judge Harvey Bartle III wrote Thursday that although a certificate of insurance issued to the franchisor, Soft Pretzel Franchise Systems Inc., known as Philly Pretzel Factory, explicitly describes Pretzel Franchise as an additional insured, it are the actual provisions of the policy that need to be examined. .

A Pennsylvania federal judge has ruled that the franchisor of Philly Pretzel Factory was not…

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