No matter what type of accident you were involved in, when you file a personal injury claim, you must prove that the other party was negligent and breached their duty of care to you. .
Boca Raton, Florida – This is one of the most common questions accident victims ask – why should I hire a personal injury lawyer? I already have insurance, they will take care of me. The problem is that they won’t. For all these years, you’ve paid your premiums faithfully in the mistaken belief that the insurance company will hold its end of the bargain when you need its help.
When you realize that insurers are not your friends after all, try talking to a good Boca Raton personal injury lawyer.
You need help proving the other party’s negligence
No matter what type of accident you were involved in, when you file a personal injury claim, you must prove that the other party was negligent and breached their duty of care to you. . For example, a driver should know not to get in his car after a night out at the bar. If they did this they put your life in danger and they deserve to pay for it. Likewise, if you fall down broken stairs in the store, the owner should be held responsible for failing to ensure the safety of his customers.
Medical malpractice cases are even more complicated because in order to file a claim you must first contact reputable medical experts who are qualified to say that the doctor who operated on you made a mistake. Only good Florida personal injury lawyers with many years of expertise in this field can help you do this.
You need someone to negotiate with the adjuster
If you were injured in a car accident, you may be able to recover some damages under your personal injury protection policy. However, if you have suffered serious injuries, your coverage may not be sufficient and you will need to file a claim with the other driver’s insurance.
When you do this, the adjuster may also claim that you are somewhat to blame. Florida is a state of relative negligence and your damages may be reduced if you are found to be partly at fault. Your lawyer’s job will be to counter the adjuster’s claims and prove that you did nothing wrong so that you deserve full damages.
On the other hand, if the other driver’s coverage isn’t enough to offset your losses, your only option is to sue the guy. However, in Florida there are strict laws about when you can sue someone for an accident.
Your attorneys will need to prove that your injuries meet the threshold required by law and that you suffered serious or life-altering injuries.
You need a lawyer to tell you how much your claim is worth
The adjuster may offer you a few thousand dollars, telling you that’s the most you can get for your specific type of injury. Never believe that. They may try to convince you that this is their last offer, take it or leave it, but it’s not true.
Experienced lawyers will use all their expertise to determine the value of your claim. They’ll talk to experts and review legal precedents to see how much money you can get. When they decide on a certain sum, they will send a demand letter to the insurance company. And they’ll let them know they’ll sue if they don’t give you the settlement you deserve.